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Citizens Bank PLC

Credit In-Charge/ Credit Officer

Application Deadline: Aug 22, 2025
Summary
Published: Aug 09, 2025 Vacancy: Not Specified Gender: No Preference
Age: 28 years to 40 years Career Level: Mid Level Experience: 3 Year
Salary: Negotiable Location: Anywhere in Bangladesh
Requirements

Education


  • Masters, Master of Business Administration (MBA)
  • Masters

Experience


  • 3 Year

Additional Requirements

  • Age: 28–40 years.
  • Strong customer service orientation with the ability to handle corporate, trade, and client relationships.
  • Proficient in computer applications with sound IT literacy.
  • Ability to work under pressure and in any branch location.
  • Strong analytical, communication, and presentation skills in both Bangla and English.

Responsibilities & Context

Job Context
Citizens Bank PLC, a new-generation commercial bank, strives to be one of the leading financial institutions in the country by offering a wide range of customer-focused products and services. The Bank fosters a culture that unites people, drives operational growth, and creates a winning team environment. We are seeking smart, dynamic, and competent professionals who can take on challenges and contribute to our continued success.
Position: Officer – Senior Executive Officer (SEO)
Job Type: Permanent
Key Responsibilities
  • Demonstrate exceptional customer orientation and professionalism in all interactions.
  • Analyze and assess credit proposals in line with the Bank’s risk appetite and credit policy.
  • Identify business risks and recommend effective mitigation measures.
  • Conduct quantitative analysis, evaluate financial statements, and forecast business growth potential.
  • Structure credit facilities in alignment with borrowers’ financial capacity and cash flows.
  • Maintain accurate and updated records of loan applications.
  • Monitor borrower repayment performance and ensure timely reporting to concerned authorities.
  • Stay updated on Bank policies, products, and procedures, and promote them accurately to clients.
  • Meet all service level agreements, deadlines, and cut-off times.
  • Ensure compliance with all relevant regulations and internal guidelines.
  • Perform any additional tasks assigned by Management.


Compensation & Other Benefits
  • Salary Review: Half Yearly
  • Lunch Facilities: Partially subsidize
  • Festival Bonus: 1

Other Benefits


As per the Bank`s policy.

Work Place

Work from Office

Employment Status

Type: Full Time/Permanent

Job Location

Anywhere in Bangladesh

Company Information
Company Name: Citizens Bank PLC

Address: Chini Shilpa Bhaban-2, 76, Motijheel C/A,Dhaka-1000


Business Type : Bank/Non-Bank Fin. Institution

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