Assistant Manager, Credit Management (Tractor & Harvester)

Requirements

• Strong knowledge of credit assessment, recovery procedures, debt collection practices, and credit management processes.

• Excellent analytical, negotiation, communication, and problem-solving skills.

• Proficiency in Microsoft Excel and preparing MIS, recovery, and performance reports.

• Willingness to travel extensively across Bangladesh for customer visits, field recovery, and operational support.

• Ability to manage legal recovery matters, coordinate with relevant authorities, and work effectively under pressure.

• Strong organizational skills with the ability to prioritize tasks and meet recovery targets within deadlines.

• High level of integrity, professionalism, and customer handling capabilities.

Job Context

ACI Motors Limited, one of the fastest-growing concerns of ACI Limited, offers a diverse portfolio of products, including agricultural machinery, automobiles, construction equipment, commercial vehicles, tire solutions, lubricants, and power solutions from globally renowned brands.

 

To support its continued business growth and sustainability, the company is seeking a competent and results-driven professional to lead its nationwide Credit Recovery operations. The role is responsible for developing and executing effective recovery strategies, ensuring timely collection of overdue receivables, minimizing credit losses, maintaining portfolio quality, and leading recovery teams through strong cross-functional collaboration to achieve organizational recovery and asset quality objectives.

Job Responsibilities

 

• Lead and monitor the nationwide Credit Recovery Team to ensure monthly collection targets are achieved.

• Prepare and submit all credit-related MIS reports within the first week of each month.

• Generate customer-wise, regional overdue, outstanding, and collection reports for management review.

• Verify customer profiles, credit information, and security documents before approving credit sales.

• Conduct field visits with sales and recovery teams to meet critical customers and resolve overdue payment issues.

• Negotiate with delinquent customers to recover outstanding dues and facilitate timely repayments.

• Participate in asset/vehicle recovery activities when required to minimize credit losses.

• Coordinate with local law enforcement and relevant authorities to resolve customer-related legal and recovery issues.

• Monitor accounts under legal proceedings and ensure timely follow-up with internal and external stakeholders.

• Review customer ledgers, identify discrepancies, and ensure accurate reconciliation of credit records.

• Calculate early settlement amounts using loan amortization schedules and provide accurate settlement quotations.

• Coordinate with showroom executives regarding invoicing, credit processing, approvals, and related documentation.

• Perform additional credit recovery and operational responsibilities assigned by management from time to time.